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Our picks of the best £100-a-month buys
cars for under 100

Cars for under £100 per month

Best cars to lease from £100 a month

  • Published 23 November 2019
  • 4 minute read
  • By Gavin Braithwaite-Smith

Are you somebody who enjoys a takeaway coffee every work day? If so, you’re probably spending around £50 a month for your caffeine fix. What if we told you that by losing the latte or cutting out the cappuccino, you could be halfway towards the cost of leasing a new car?

It’s true: it’s possible to lease a brand new car for as little as £100 a month. Leasing – also known as Personal Contract Hire (PCH) – is like a long-term rental without the option to buy the car at the end of the contract. It’s a simple process, and because it’s a buyers’ market, there are plenty of good deals to be found.

PCH deals are available from the car manufacturers, but some of the better deals tend to be offered by one of the many aftermarket leasing companies. Here, we reveal six new cars that cost around £100 a month to lease, but bear in mind that prices can fluctuate. Shop around to find the best deal for you.

Fiat 500

Leasing champion Fiat 500 Under £100 Fiat 500 is available from just £145 month   Lease Now

We’ll level with you – you’re not going to be enjoying the smooth luxury of a German saloon for £100 a month, but that doesn’t mean you need to drive around town with a paper bag over your head. Not when the Fiat 500 is available for this budget.

A decade on from its UK launch, the Fiat 500 for a new generation remains one of the most desirable small cars on sale, with buyers appreciating its retro good looks, unique interior and countless personalisation options. So what’s the catch?

Well, at this price you’re limited to the Pop trim level, which means you’ll have to do without air conditioning, a touchscreen media system and Apple CarPlay/Android Auto connectivity. Given you might be tied into a four-year contract, could you live without these features? We’d recommend spending a bit more, if you can, to secure a Fiat 500 in Lounge spec or one of the other trim levels. 

Take a look at the new Fiat 500 leasing deals now

Kia Picanto

City SlickerKia Picanto Under £100 Latest Kia Picanto is a seriously handy small car   Lease Now

The Kia Picanto might lack the charm of the Fiat 500, but you should get a bit more for your money. Kia is known for its headline-grabbing seven-year warranty, but this will be of little use when you’re leasing a car for three or four years, so how does it stack up in the city car segment?

It’s well made, well equipped and, subjectively, pretty stylish, although the basic ‘1’ trim level does look and feel like a cheap holiday rental car. For this budget, you’re likely to be limited to 1 spec, which means no air conditioning or rear electric windows, along with unpainted black door handles and steel wheels – rather than sporty alloys. Still, it’s a brand new car, right?

Like the look of a Kia Picanto? Lease one today

Vauxhall Corsa

Great Deals AvailableVauxhall Corsa Under £100 New Vauxhall Corsa available now for just £235 month   Lease Now

The Vauxhall Corsa is a perennial best-seller in the UK, with sales boosted by rental and leasing companies. The current Corsa is about to be replaced by a new and improved version, which means it’s possible to secure a good leasing deal while stocks last.

It also means you’re not restricted to the basic trim levels, so you really will get more for your money. How does a top-spec Corsa SRI VX Line Black Nav sound? It’s a £17,500 car with all the bells and whistles, but you’ll pay a little over £100 for an 18-month contract. Outgoing model or not, that’s a very good deal for a new car.

It’s too early to predict what kind of leasing deals with be available on the new Corsa, but we suspect they won’t be as competitive as this.

Research into financing the new Vauxhall Corsa now

Fiat Panda

Funky, fun, feasible... Fiat Panda Under £100 Characterful Fiat Panda is getting old now - so good deals aroundLease Now

The current Fiat Panda is almost as old as Mount Vesuvius – the volcanic mountain to the north of the factory in which this city car is built – but it remains incredibly popular in its native Italy. Sales have simmered in the UK, not helped by a rather explosive safety announcement in 2018.

Euro NCAP awarded the Panda the lowest possible safety mark after crash tests, including a shocking 16% score for children sat in the rear. In fact, the Fiat Panda failed to score more than 50% in any of the four tests.

Launched in 2011, the Panda is feeling its age, especially alongside superior rivals such as the Volkswagen Up, Kia Picanto and Hyundai i10. Still, for cheap transport, low running costs and city driving, it’s worth a look.

Like the look of the Fiat Panda? Take a look at leasing on today

Toyota Aygo

Yellow image captionToyota Aygo Under £100 Available to lease from £128Lease Now

In case you haven’t noticed, not only are you limited to city cars when spending £100 a month, you’re also restricted to the lowliest trim levels. So while the Toyota Aygo, with its rather dramatic styling, might catch your eye, you’ll be forced to endure motoring without air conditioning, digital radio, Bluetooth phone connectivity, Apple CarPlay or Android Auto.

Like its mechanically identical French siblings, the Peugeot 108 and Citroen C1, the Toyota Aygo is best left in the city, where its 1.0-litre engine feels more at home. You can expect to achieve between 50mpg and 55mpg, while Toyota’s reputation for reliability should mean you’re never left stranded by the roadside.

Lease a Toyota Aygo today for less than £150 per month

Dacia Sandero

Great value small carDacia Sandero Under £100 Dacia Sandero is available from just £121 a month Lease Now

We’ve seen the Dacia Sandero available for as little as £79 a month, which is a ridiculously small amount for a new car. Sure, the entry-level Access model is as basic as things get in 2019 – you don’t even get a radio – but it’s got four wheels, five seats and an engine, so if cheap transport is what you’re after, it fits the bill.

Be sure to shop around, because spending an extra £5 or £10 a month could secure an upgrade to the Essential trim, which adds air conditioning, electric front windows and a digital radio. Over the course of a three- or four-year lease agreement, you might be grateful for a few extra ‘luxuries’.

Take a look into financing a Dacia Sandero

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